Get a real-time decision and capital within seconds.
What’s an easy Loan?
The U.S. Bank Simple Loan is an instant and convenient means for U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.
Maybe maybe Not really a U.S. Bank customer that is checking? Explore our checking account choices.
What sort of Simple Loan works
- Apply anytime within online and banking that is mobile with a real-time choice 1 and immediate access to loan funds
- Borrow as much as $1,000, in $100 increments
- Loan funds deposited straight into your U.S. Bank customer bank account
- Repay the loan in three monthly obligations
Easy pricing without any fees that are late prepayment costs.
For each and every $100 borrowed you spend:
$6 charge with automatic re payments from your own U.S. Bank customer bank account
$6 fee with manual payments
Re Payment instance
In the event that you borrow $400 and choose automated repayments, your charge will likely be $24. You’ll pay right right back a complete of $424 in three monthly obligations of around $141.33 each. Your total price to borrow (apr) is going to be 35.65%.
Simple Loan is just a loan that is high-cost other available choices could be available:
- Unsecured loan – a loan that is personal no security needed
- Bank cards – Use to produce acquisitions or get a cash loan
- Reserve type of credit – A personal type of credit providing overdraft protection
To get going here is what you will need.
- You should be at the least 18 yrs old and possess a currentв u.s. Bank checking account which has been open for at the least a few months
- 90 days of recurring direct deposits in to a U.S. Bank bank checking account
- Your Personal Safety quantity
Log on to online and mobile banking and access the straightforward Loan application website website website link in the bank checking account web page.
Our online application is convenient and protected.
Convenient
You can find the Simple Loan application link on the checking account page when logged into online and mobile banking if you’re already a U.S. Bank customer.
Secure
We make use of the strongest encryption that is available protect any information you send out.
Get going
Explore your alternatives
- Unsecured loan
- Charge cards
- Reserve credit line
Extra resources
- On line account access
- Financial IQ
- Simple Loan FAQ
- To be eligible for an individual line you have to have a current U.S. Bank individual bank checking account.
- Individual line provides a money supply for ongoing economic requirements. A personal line may be right for you if this is what you need, or if you are looking for a revolving account with a variable rate and minimum monthly payments.
- To meet up with the essential qualifications, be sure you have actually a current U.S. Bank bank account.
- Reserve line protects you against overdrafts on your own U.S. Bank individual bank checking account. Should this be the thing you need, a book line might be best for your needs.
- Financial IQ
- Protection
- Jobs
- Privacy
- On line Monitoring and Advertising
- Web Get More Information Web Site Map
- Accessibility
- CoBrowse
To meet the requirements to try to get a U.S. Bank Simple Loan, candidates need an available U.S. Bank bank account with recurring direct deposits. Other eligibility criteria may use. Eligibility is non-transferable. Loan approval is susceptible to eligibility and credit approval.
Loans and credit lines could be offered through U.S. Bank nationwide Association. Deposit items are made available from U.S. Bank nationwide Association. Member FDIC.
To meet the requirements to utilize for a U.S. Bank Simple Loan, candidates will need to have an available U.S. Bank account that is checking recurring direct deposits. Other eligibility requirements may use. Eligibility is non-transferable. Loan approval is susceptible to credit and eligibility approval.
Loan payment instance: If you borrow $400 and choose automated repayments, your charge will soon be $24. You’ll pay right straight back an overall total of $424 in three monthly premiums of around $141.33 each. Your total price to borrow (apr) is going to be 35.64%.