BEWARE OF FRAUDULENT DEBT COLLECTION SCAMS – There is a fraudulent collection agency SCAM claiming to be representing some lenders. The easiest way to determine if they are legitimate is to have them supply you with a signed copy of the loan document showing your debt. They are required by law to show proof of your debt. Do not pay any money in advance of a loan, these are always illegal scams.
If they refuse or cannot supply documents, you are probably a victim of a fraud and we would recommend that you report this telephone fraud to the Federal Trade Commission by clicking FTC . For further details on this SCAM, please refer to the Online Lenders Alliance by clicking OLA.
You may resolve payday loan problems with your individual lender or contact the regulatory agency of the state in which you reside. CashOne connects you with lenders but is not a lender itself. CashOne cannot assist you with loans you have accepted or if your request was rejected for any reason. CashOne will not know why your request was rejected by our lenders as we have many of them and reasons vary why any individual lender rejects an request.
NEVER, EVER, EVER agree to send money IN ADVANCE! These are always scams/frauds and are often run from offshore facilities where there is little chance of recovering your funds. Our lenders will not request money in advance. These scams usually start with a phone call to you claiming they represent us or another legitimate company. They then try to convince you to send money in advance. Again, do NOT ever send money in advance.
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DISCLAIMERS
NOTICE: This disclosure is being provided to you pursuant to our terms of service with Google®, Inc. It is not required by any federal, state or local law. Our lenders may offer you a loan with an APR as low as 200% and up to 900%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the ount and for a longer term. Loans on the higher end of the ount and for a shorter term.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above. This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. You are encouraged to consult your state’s consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan. If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest. We are not a lender www.onedayloan.net/payday-loans-ny/. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.
Complaints About Online Loans
Legal Disclaimer: The owner/operator of this site is not a lender or affiliated with a lender in all states. This website offers a free service that attempts to connect consumers with lenders who may have loans for them. Loans are not available in all states, and approval is not guaranteed. Loan amounts, rates, and terms will vary depending on each lender and consumer qualifications. Lenders may conduct credit checks that could affect your credit score. Loan decisions may take longer if additional verification or documents are required.
Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.