Although we believe in financial inclusion for all Australians, we do have some eligibility requirements in place to ensure your ability to repay your loan. Before you apply, make sure you are:
- 18 years or older
- An Australian citizen or permanent resident
- Receiving a regular income 90 days prior to applying
- Able to provide a valid mobile number and email address
As if you haven’t had enough good news already, yes you may be able to get fast easy cash loans even if you have bad credit. That super smart and secure third-party system we just told you about? That is the reason we’re able to offer cash loans for bad credit. As our system obtains a read-only copy of your bank statements straight from your bank, we’re able to take a more extensive look at your most recent financial history rather than judge you solely on your past mishaps that lead to a not so flash credit score.
By looking at your overall relationship with money, we’re able to determine your ability to repay your loan with much more ease and confidence. We will never approve anyone for a loan that they cannot afford, this may not have anything to do with your credit score. So, don’t let your bad credit get in the way of you applying for easy loans anymore. Take what could be the first step toward a brighter financial future and submit an application with Nifty Loans.
Are loan repayments easy?
Repaying your loan is – yep, you guessed it – easy. We’ll set a day in line with your pay cycle for your payments to be directly debited from your account for the life of your loan. You don’t need to set reminders or risk missing payments. They’ll just come out automatically on the day they are due until the loan is paid off.
The only thing you need to do is make sure there are enough dollars in your account to cover the loan amount. However, if you find that you are doing it tough one week, let us know as soon as possible. If we have at least 1 business days notice of any changes in your situation, we may be able to work with you to adjust your payment arrangements to suit. Otherwise, if a payment fails to come out of your account without any former warning, additional fees may be added to the balance of your loan.
For more information on the costs of our loans, check out our Costs page or use the loan calculator at the top of this page to get an idea of what your individual loan may cost.
Why choose Nifty Personal Loans?
We know that when you search for ‘personal loans’ you’ll get pages and pages of names of different lenders who can, no doubt, meet some of your needs. However, when you’re searching for ‘fast easy cash loans’ Nifty Loans can go above and beyond to provide you with an excellent service. Here’s why…
We’re fast – we couldn’t offer fast cash loans without actually being fast. You’ll have an outcome on your application in no time at all and can be cashed up within 24 business hours of getting approved. If that’s not fast, we really don’t know what is!
We’re easy – now, we couldn’t offer easy cash loans without being easy, could we? As we’re 100% online, you can apply for fast easy cash loans wherever and whenever. You https://onedayloan.net/payday-loans-ia/ don’t even need to get out of bed to apply with Nifty Loans and our application form is one of the simplest you’ll come across!