Kategorie: installment loans no credit check

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KOLKATA: Cash is no longer king – at least when it comes to paying for consumer goods. Cards and consumer finance are becoming the dominant modes for settling bills in urban India, with buyers moving away from counting out notes at the till. Retailers and bankers attribute this to the government’s clampdown on black money, regulators‘ sustained efforts to push digital and electronic payment systems and the easy availability of credit among other factors.

Purchases made through cards and loans accounted for 55-60% of all white goods and smartphones bought during Independence Day sales in large cities for the first time, said sellers and manufacturers. The story is similar in lifestyle retail and food and grocery. Consumer electronics makers Videocon, LG and Panasonic said purchases are being dominated by non-cash transactions.

Videocon Chief Operating Officer CM Singh said with black money getting sucked out of the system and low down payments for loans, consumers are opting for finance to buy big-ticket products. Panasonic India Chief Executive Officer Manish Sharma pointed to another trend – more than half of all buyers are in the 18-24 age bracket and they are willing to try out new technology-enabled e-payment options. „Cash no longer king: Cards become dominant mode for settling bills in urban India“ weiterlesen