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- Automobile Financing
Your car loan requirements covered
Prices as little as
Enjoy excessively competitive prices with great terms.
Free Auto Buying Service
Our specialists will see the automobile you prefer at a fantastic cost. Begin right right here.
Degree Up
Individuals may be eligible for loan rate reductions by simply making consecutive, on-time re payments.
Brand Brand New Car Finance
Versatile terms, as much as 125per cent financing
- New car loans interest rates as little as 3.14per cent APR
- As much as 125 per cent funding with Guaranteed Auto Protection and Mechanical Breakdown Protection
- Versatile terms as much as 84 months
- No prepayment charges
- Have a potential price decrease through LevelUp
Free user advantage: We’ll find your car or truck and negotiate outstanding cost
Used Car Loan
Versatile choices to match your requirements
- Car loan prices as little as 3.39per cent APR
- Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 miles
- As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Freedom which allows you to definitely purchase from a dealer, personal party, if not purchase a lease out
- Enjoy a potential rate reduction through LevelUp
Free user advantage: We’ll find your vehicle and negotiate outstanding cost
Car Finance Refinancing
Save well on your car re payments or rate of interest
- Car loan refinancing prices as little as 3.14per cent APR
- Reduce your interest price or loan terms to raised work for you
- Reduce your payment per month and free up money for any other costs
- Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
- Make use of the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value
Car Loans Calculator
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Our markers of success
PROVIDER THAT BRINGS CUSTOMERS BACK
„I’m back at my 3rd Patelco car loan and I also would not think about anyone that is trying. The consumer solutions is amazing!“
MORE OPPORTUNITIES TO GET MORE MEN
„I became assisted with a car loan and buy distribution. It had been the experience that is best – we never ever knew it existed.“
THERE THROUGH GOOD AND THE BAD
„we desperately required a car that is new but had little cash to place straight straight straight down. Patelco never hesitated to simply help me personally.“
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Free, concierge car-buying solution
Allow Patelco Auto Buying solution specialists discover the automobile you desire and negotiate a price that is great you.
Research & Shop with AutoSMART
utilize our AutoSMART solution to look, finance and shop your ca r all in a single destination.
You are invited to the vehicle purchase
Join us for the upcoming vehicle purchase February 15 – 17 and get member pricing that is special.
Safeguard your r that is new >
Professional agents will see you the proper insurance coverage and security solutions during the price that is best.
Comprehensive Automobile Insurance solutions 2
Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT
Assured Car Protection (GAP)
Mechanical Breakdown Protection (MBP)
Debt & Loan Protection
The AutoSMART links about this web page shall make you keep the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party internet internet internet sites can offer a various online privacy policy and standard of safety. Please consult the internet site’s privacy for more information. Patelco Credit Union will not lawfully express the operator of the site or even the Patelco user, if the two get into a deal. We’re additionally perhaps not lawfully in charge of supply, viewpoints, items, or solutions expressed or offered on the internet site you may be going to go to.
1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco offers a variety of base prices and discounts that rely on facets such as for instance credit rating, loan term, Patelco account and loan balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved applicants on paper ahead of loan consummation and may also be because high as 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 borrowed at 3.14per cent APR for 48 months.
2. Insurance coverage items are maybe maybe not deposits of Patelco Credit Union and are usually perhaps not insured because of the NCUA. They’re not guaranteed in full by Patelco Credit Union that will be at the mercy of risk. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union do not need to be purchased from Patelco Insurance solutions and may even be bought from a real estate agent or an insurance coverage business for the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed utilizing the Ca Department of Insurance, www.insurance.ca.gov .
3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall vary centered on credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate only on Enterprise automobile product product Sales automobiles purchased from 11/1/2018 – 12/31/2020. This offer may not be along with any kind of offer apart from those placed in this ad.